本周，香港保險業(yè)監(jiān)管局（后文簡稱HKIA）首席執(zhí)行官張云正（Clement Cheung）表示，香港將追隨新加坡的腳步，建立保險科技發(fā)展快速通道，并于下月頒布香港地區(qū)首個牌照。

過去一段時間以來，各方對香港未能緊跟金融科技發(fā)展提出了不少批評，而本次HKIA方面的聲明也算是對相關(guān)意見的一種反饋。

來自HKIA（2017-18）年度報告的內(nèi)容顯示，這個快速通道系統(tǒng)最早于2017年9月推出。

而監(jiān)管機構(gòu)頒發(fā)牌照的時間基本與預測的2018年年末到2019年年初之間的時間段相符。

目前，HKIA并未對外透露這家保險機構(gòu)的名稱。

據(jù)統(tǒng)計，目前香港地區(qū)保險市場的保費規(guī)模高達630億美元，主要保險機構(gòu)包括友邦保險集團、保誠集團和永明金融等。

而且，香港的大多數(shù)保險產(chǎn)品都是通過代理商、銀行和經(jīng)紀人等中介機構(gòu)銷售的。

此外，HKIA還希望在2020年設立投保人資本保護基金，并在此之后一年或兩年內(nèi)為保險公司實施基于風險的資本制度。

以下原文:

Clement Cheung, CEO of Hong Kong’s Insurance Authority (HKIA), told Reuters it is planning to issue its first licence next month as a result of its fast-track system.

This is the first licence issued through HKIA’s fast-track system, which follows the example of Singapore’s equivalent.

This fast-track system is HK’s way to counter the criticisms that it hasn’t kept up with financial technology developments as well as other geographies. According to the HKIA’s Annual Report 2017-18, this fast-track system was launched in September 2017.

Throughout the past year, the regulator estimated the release date of the first licence as early as late 2018/early 2019. Pretty accurate prediction.

The name of the insurer hasn’t been revealed, but it is estimated the city’s insurance market has $63 billion in premiums, with players like AIA Group, Prudential and Sun Life Financial.

Currently, most insurance products in Hong Kong are sold via intermediaries such as agents, banks and brokers.

As part of Hong Kong’s fintech push, the banking regulator is also expected to issue the first batch of licences to online or “virtual” banks by end of this year.

The IA is also looking to set up a policyholders’ capital protection fund in 2020 and implement a risk-based capital regime for insurers a year or two after that.